Consumer credit : responsible but twice guilty? - by Philippe Lemoine[Proceedings] by Philippe Lemoine


Philippe Lemoine has been working for six years as the chairman and chief executive officer of LaSer, which is the first European group of intermediation and customer relationship management. He has a very eclectic career, since he used to work as a social scientist, as a computer scientist, while being at the same time a trade union activist at the CFDT. He was also chairman of the group Galeries Lafayette from 1990 to 2005

Philippe Lemoine is the chairman and chief executive officer of LaSer, which is the first European group of intermediation and customer relationship management. He gives his analysis of the consumer credit market in France, which, following him, is guilty in two ways : guilty as a credit and guilty as a cog of the consumer society. The recent legislative reform, that Lemoine actively supported, could put an end to these two anomalies. Lastly, the CEO of LaSer describes the possible evolutions of the market, the ongoing transformations of his company and his perception of a responsible credit, which could lever up households' consumption.

Quote article  Philippe Lemoine, « Consumer credit : responsible but twice guilty? - by Philippe Lemoine », 07 july 2011, Alternative Management Observatory (AMO), [Proceedings]

In the same section

When all roads lead to men - by Marion Streiff


[Proceedings] : Marion Streiff

From entrepreneurship experiences in catering to sales approach in social insertion and through fair trade, Marion Streiff went quite simply to introduce her professional course, her experiences, and her view of an “alter” society, led by her will of getting always closer to the men that she...

>>Read more

Cannibals with forks - by John Elkington

[Reading report]

[Reading report] : Dalma Berkovics

The objective of this review is to resume John Elkington's visionary book. Cannibals with forks -The triple bottom line of the 21th century promotes a new, responsible approach to businesses that should take into consideration environmental, social and economic dimensions of sustainable...

>>Read more

Nature et Découvertes : how to put the human dimension in the centre of the corporate model?


[Proceedings] : François Lemarchand

François Lemarchand is a forerunner in corporate ecologist principles and presents Nature et Découvertes, a pioneer company as far as « trading well » goes. That means that he wants to put the human dimension in the center of the corporate model and he wants to put his company at the service...

>>Read more

The relationship between the board and the executive team in major French associations

[Research paper]

[Research paper] : Edouard Tricard

The French associations are currently characterized by significant challenges, such as the need to cope with an increasing economic constraint, while at the same time, in a crisis situation, action sites are more numerous. In addition, the French associations are characterized by the coexistence,...

>>Read more

Telling the story of a Made in France brand


[Proceedings] : Guillaume Gibault

Guillaume Gibault (HEC 09) is the founder of Le Slip Français an underwear brand that uses an off-the-wall communication on the social networks. This entrepreneur managed to catch up the attention of the media and to convert it into sales. As an e-commerce business Le Slip Français does not hide...

>>Read more

With the same doctype


The career and learnings of a militant... Robert Lion tells us about his rich... by Robert Lion
The economics of functionality, a... How to face the environmental... by Dominique Bourg
Working in CSR after HEC – Meeting... Marie-Cécile Lebard is at the head of... by Marie-Cécile Lebard
UpCycle: from waste to resource, from... Cédric Péchard, agricultural... by Cédric Péchard
Meeting with Anne Charpy - Respective... Anne Charpy, a professional in urban... by Anne Charpy
Triodos: the sustainable bank - by... Olivier Marquet talks about working in... by Olivier Marquet
Creating an ethic and organic fashion... After graduating at HEC, Rachel Liu... by Rachel Liu
Imense : Imagination and... Hugues Darodes de Tailly and Benoît... by Hugues Darodes de Tailly and Benoît Perier
Bio-mimesis: the Intelligence of Living... Bio-mimesis is “the imitation of the... by Gauthier Chapelle
Working in ethical venture capital when... After two job experiences in the... by Jérémy Hajdenberg