Development of micro-insurance in Argentina, Peru and Colombia[Research paper] by Marie Baranger and Cécile Roussel


The authors graduated in 2014 from ESCP-EAP. Marie Baranger was also part of the Alternative Management third year specialization program.

This research studies the development of micro-insurance – with a focus on financial education – in Columbia, Peru and Argentina, where six months of field research have been carried out. Whereas micro-insurance products were all compulsory and little innovative in Argentina and Peru, they were independent from credit and voluntary in Colombia. Also, distribution channels were much more diversified in Colombia where we observed the existence of non-financial intermediaries. Finally, financial education policies were unequally growing, mainly because of the uneven implication of the State.

Quote article  Marie Baranger and Cécile Roussel, « Development of micro-insurance in Argentina, Peru and Colombia », 27 march 2015, Alternative Management Observatory (AMO), [Research paper]

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